A credit card is a thin rectangular piece of plastic or metal issued by a bank or financial services company, that allows cardholders to borrow funds with which to pay for goods and services with merchants that accept cards for payment. Credit cards impose the condition that cardholders pay back the borrowed money, plus any applicable interest, as well as any additional agreed-upon charges, either in full by the billing date or over time.

1. Earning rewards
2. Beneficial when travelling
3. Handling emergencies expenses
4. Party Expenses
5. Appliance Purchases
6. Medical Emergencies
7. Shopping

1. If the employee company listed then the salary should be 20,000/- per month.
2. If the employee company not listed then the salary should be 25,000/- per month

The common documents required for online Credit Card approval are given below:

For Salaried Individuals

1. Identity Proof: Passport/ Driving License/ Voter ID/ Pan Card
2. Residential Address Proof: Registered Rent Agreement/ Utility Bill (up to 3 months old), Passport.
3. Bank Statements: Latest 3 months. (It should be your salary account)
4. Income Proof: Latest 3 Months salary slip.
5. Company ID Card.